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Financing Options
You can't afford to wait for new equipment. Now you don't have to.
Acquiring quality dust collection for your shop can be one of the best investments any owner can make. The benefits – both for health & safety as well as time & labor efficiency – are significant and long-term for owner and operators alike. That's why we've partnered with organizations for both Personal and Commercial shop owners to help them facilitate their purchase and reap the benefits of premium, U.S. Made dust collection as soon as possible! Read on below for which option best suits you.
Personal Financing Options via PayPal Pay Later
If you've ever shopped online then you're undoubtedly familiar with PayPal. They're a worldwide payment processor, offering customers a convenient solution for linking credit cards, bank accounts, and gift cards all in one dashboard for online shopping. Now all of that convenience can be extended into financing your dust collection purchase!
PayPal's Pay Later options are available for any types of products ordered from our online store from $30 to $10,000 total³. Choose from either monthly payments² or 4 easy installments¹ to get started.
Enjoy Now. Pay Later.
- Browse our store and build out your shopping cart.
- Choose PayPal in the checkout as your billing method.
- Login to your PayPal account or signup for a new one.
- Choose a Pay Later option that best suits you (Monthly or Pay in 4).
- Complete your application and get approved in minutes.
It's that simple! You'll make your payments to PayPal directly while we at Oneida Air Systems handle the production and delivery.
SHOW / HIDE PERSONAL FINANCING FAQ
Personal Financing FAQ
Please refer to this PayPal Article for the most up-to-date information on their payment program.
- Do I need a PayPal account for Pay Later?
- Yes. Account creation is quick and simple. If you have an existing account you'll be prompted to login during the checkout and application process.
- Do I need credit for Buy Now, Pay Later?
- When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4.
- Does Pay in 4 or Pay Monthly charge interest and fees?
- Pay in 4 is always interest-free, with no late fees or signup fees. With Pay Monthly, you may pay simple interest depending on your APR, you won’t pay any late fees or signup fees.
- Can I pay early with Monthly payments?
- Yes, you can view your Pay Monthly remaining balance in the PayPal app by clicking Pay Later. There you can make additional payments as desired or pay off the loan in full at any time and you won’t be charged a fee or penalty if you do so. Paying the loan off early may lower the total amount of interest you pay.
- Why use Buy Now, Pay Later?
- Buy now, pay later is an excellent option if you want to make a large purchase more affordable by paying it off over time. Get what you want and break the payments up over weeks or even months.
- Is Pay Later available for offline purchases?
- It is highly recommended that Pay Later purchases be done through our online store. However, if your purchase should require custom fabricated elements and/or system configurations that are not offered via online retail we can evalulate PayPal financing on a case-by-case basis. Contact us for more details.
Commercial Equipment Financing via PEAC Solutions
For small business owners with purchases over $5,000 (including tax, shipping, warranty, services, etc.) we've partnered directly with PEAC Solutions† to help our commercial customers mitigate the cost of their new dust collection equipment purchase.
Why Finance with PEAC Solutions:
- 100% Financing – Unlike some loan programs, you can finance 100% of your equipment purchase.
- Flexibility – As your business grows and needs change, you will be able to upgrade equipment at any point during the financing term.
- Fast Processing – Most applications are processed within 2 hours.
- Improved Cash Flow – With no hefty down payments and affordable monthly payments, you can keep your cash flow going.
- Flexible Terms – PEAC Solutions offers flexible terms that can fit your needs.
- Frees up Lines of Credit – Save your bank lines of credit for other emergencies.
- Tax Benefits – You may qualify to take advantage of generous IRS tax savings and realize savings that are greater than what you pay in the first year of your contract.
- Fixed Monthly Payments – More accurately forecast spending.
† Formally known as Marlin Capital Solutions
SHOW / HIDE COMMERCIAL FINANCING FAQ
Commercial Financing FAQ
Please refer to PEAC Solutions FAQ for the most up-to-date information on their equipment financing program, or contact Tracy Fagan of PEAC Solutions at (856) 505-4295 for more details.
- Are there any restrictions for financing?
- Orders must be for an equipment purchase with a total value over $5,000 (including shipping and taxes) to qualify for financing through PEAC Solutions. PEAC Solutions has programs available for a wide variety of credit types including well-established businesses as well as start-up companies.
- Who can apply?
- Businesses of all types are eligible to apply for financing with us. Our commercial customers include sole proprietors, established companies, limited liability companies, new business and start up organizations.
- What do I need to apply?
- PEAC Solutions' online application is a simple application. You can apply in less than five minutes. For companies in business for fewer than five years: it is encouraged you provide the owner’s name and social security number for credit review.
- What else can I finance besides my equipment?
- You can bundle in additional costs such as installation, extended warranty and delivery as part of your total equipment cost. PEAC Solutions also offers a working capital loan to cover costs that can’t be included in your equipment financing.
- How long does it take to get commercial financing approval?
- Once you apply, PEAC Solutions will typically notify you and Oneida Air Systems about your approval after 2-4 business hours.
- I'm a sole proprietorship. Can I use my personal checking account?
- PEAC Solutions requires that you provide statements from a business checking account to apply for a working capital loan. This must also be the account that you will use to make automated payments on your loan.
- Do you provide financing to startups?
- PEAC Solutions typically requires that companies be in business for at least two years to receive a Working Capital Loan. Startup business with at least six months of history may qualify for equipment financing, so please complete an application to proceed.
- Can I apply if I have existing working capital loans?
- If you have existing working capital loans, you may still apply. If approved, you will need to provide details of existing working capital loans and a portion of your loan amount will be used to pay off existing working capital loans.
- Who do I make payments to?
- You will make all of your payments directly to PEAC Solutions. The only contact you should need with Oneida Air Systems after delivery should be for general technical support questions.
- Will my final monthly payment be different from my quote?
- The online quick quote is meant to give you an idea of what your monthly payments could be. When you apply, other factors including but not limited to length of time in business, credit history and ratings help us determine what an actual payment would be.
- How short or long are your payment terms?
- PEAC Solutions' payment terms typically range 24-60 months for their equipment financing solutions. Their Working Capital Loan product is short term and typically less than 24 months.
- Do you offer commercial terms such as Net 30?
- Payment Terms are evaluated on a case-by-case basis. Call (800) 732-4065 for more information.
¹ Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO or NV. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
² Pay Monthly is subject to consumer credit approval and is available for purchases of $199 to $10,000. Fixed APR is 9.99-35.99% based on your credit. Rates as low as 4.99% may be available from time to time. Terms may vary based on purchase amount. For example, a $600 purchase can be paid at 22% APR in 6 monthly payments ($106.51/mo.; $$39.08 interest; $639.08 total of payments), 12 monthly payments ($56.16/mo.; $73.88 interest; $673.88 total of payments), or 24 monthly payments $31.13/mo; $147.05 interest; $747.05 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Offer availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, HI, MA, NV, NY or TX. You must be 18 years old or older to use Pay Monthly. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): CT Small Loan Licensee. RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
³ Available on eligible purchases. Limits apply. See PayPal Purchase Protection terms and conditions.